Mike founded Zipfel Capital in 2006 with one singular goal; thru diverse lending relationships, provide clients the most aggressive terms on the marketplace.

Since then, with an emphasis on jumbo lending, Mike’s placed thousands of loans, empowered internal loan officer development & diversified Zipfel Capital growth by adding the commercial vertical. Today, Zipfel Capital has originated over 2B in residential debt & another 325M in commercial. In 2021, Scotsman Guide Magazine ranked Mike the #2 residential volume broker in Ohio.

Mike guest teaches a lending course at Miami University, serves on the University of Cincinnati’s Real Estate Schools BEARE Board & coaches his kids sports. A graduate of Miami University with a degree in Finance, Mike resides in Indian Hill with his wife Liz and five kids.

As an equity partner in Zipfel Capital, Tim provides an unparalleled level of customer service & execution for his clients. Ten years as a debt placement strategist, Tim works directly with his client’s wealth managers, real estate brokers, CPA’s & attorneys to ensure the mortgage aligns with both their short and long term financial goals.

Leader amongst his industry peers, Tim was recognized in Mortgage Professional Magazines America’s HOT 100 list for 2018; movers and shakers redefining America’s mortgage industry. In 2019 & 2020, Scotsman Guide Magazine ranked Tim the #1 residential volume broker in Ohio. Tim has published advice within Cincinnati Business Courier’s “Ask the Expert” column.

Being a life-long Cincinnati resident, Tim holds a bachelor’s degree from Xavier University and is a graduate of The Summit Country Day School.

Outside of Zipfel Capital, Tim is a real estate investor and active within the Cincinnati Youth Collaborative. He lives in the Cincinnati with his wife Emily and three kids.

Randy has over 28 years of experience in the financial services industry. Over the last 20 years his focus has been on Commercial and SBA finance, which includes SBA 7a, SBA 504, and commercial real estate loans. In 2014 & 2015, Randy was awarded the Hamilton County SBA Lender of the year. Prior to Zipfel Capital, Randy led the commercial lending division for a family owned community bank in Cincinnati.

Randy has an MBA and was a financial advisor for 8 years prior to getting into banking. A lot of colleagues and friends like to call Randy “the mayor” because they say he knows everyone in town.

Born and raised in Cincinnati, Randy is a member of Wyoming High Schools Athletic Hall of Fame. Randy has been married for 23 years and has a son, Will (Palm Beach Atlantic University - Business & Sports Broadcasting & Production), and daughter, Jordan (Arkansas State - Playing Soccer - Nursing).

Randy loves sports, finance, and being with his wife and kids. When not coaching high school basketball at his alma mater, Randy loves golfing with his son & watching his daughter play soccer. Randy travels to northern Michigan in the summers and Florida in the winters.

Connor has been in the lending business since 2017 and joined the Zipfel Capital team in 2020 as both a loan processor and producer. Processing over $100,000,000 in loans his first year with Zipfel, Connor has an expertise of a seasoned veteran. As a loan originator, he takes great pride in his client communication and mortgage education.

Outside the office, Connor enjoys playing basketball, golf, watching sports & spending time with his growing family.